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| Q. |
What is the minimum age to participate in your program? |
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18 years of age. |
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| Q. |
What is the minimum income to participate? |
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$1,500.00 |
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| Q. |
How long must I be on the job? |
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3 months is preferred but not always necessary. Our lenders look at everyone on a case by case basis. |
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| Q. |
How long can I expect to wait for an answer? |
| A. |
It should be within 12 hours but never over 48 hours. |
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| Q. |
I want a specific year, make, model, can I get any vehicle I want? |
| A. |
We want to get you exactly what you want and so do the lenders, but you must qualify for the payment and the vehicle must also. |
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| Q. |
After I’m approved can I buy a vehicle anywhere? |
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We have a dealer network that we deal with that honor our lenders approval. |
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| Q. |
Is there a loan limit? |
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Yes, the loan can not be under $4,000.00 and no higher than $75,000.00. |
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| Q. |
How do I know if I qualify for a vehicle loan? |
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If you have provable income and not currently in a bankruptcy your just a few steps away from being approved. |
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| Q. |
Does a vehicle loan really help my credit? |
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Yes, auto loans are the biggest and fastest way to re-establish credit. |
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| Q. |
Are there any fees associated with your auto loan application? |
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No! This is a free application. |
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| Q. |
Are the loans for both new and used vehicles? |
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Yes, we work with new car franchised dealers who also carry and handle pre-owned certified and non-certified vehicles. |
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| Q. |
What are the interest rates for auto loans? |
| A. |
Interest rates are influenced by a number of factors, the vehicle, down payment, term loan, credit history, credit risk. We work for you not the lender. We try to make lenders compete for your business. |
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| Q. |
Will a co signer help? |
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A. Sometimes, co-signers will help get better interest rates and terms. They may help the lender feel more secure and our specialists will help you there. |
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