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| FAQ |
Q. | What is the minimum age to participate in your program?
A. | 18 years of age.
Q. | What is the minimum income to participate?
A. | $1,500.00
Q. | How long must I be on the job?
A. | 3 months is preferred but not always necessary. Our lenders look at everyone on a case by case basis.
Q. | How long can I expect to wait for an answer?
A. | It should be within 12 hours but never over 48 hours.
Q. | I want a specific year, make, model, can I get any vehicle I want?
A. | We want to get you exactly what you want and so do the lenders, but you must qualify for the payment and the vehicle must also.
Q. | After I’m approved can I buy a vehicle anywhere?
A. | We have a dealer network that we deal with that honor our lenders approval.
Q. | Is there a loan limit?
A. | Yes, the loan can not be under $4,000.00 and no higher than $75,000.00.
Q. | How do I know if I qualify for a vehicle loan?
A. | If you have provable income and not currently in a bankruptcy your just a few steps away from being approved.
Q. | Does a vehicle loan really help my credit?
A. | Yes, auto loans are the biggest and fastest way to re-establish credit.
Q. | Are there any fees associated with your auto loan application?
A. | No! This is a free application.
Q. | Are the loans for both new and used vehicles?
A. | Yes, we work with new car franchised dealers who also carry and handle pre-owned certified and non-certified vehicles.
Q. | What are the interest rates for auto loans?
A. | Interest rates are influenced by a number of factors, the vehicle, down payment, term loan, credit history, credit risk. We work for you not the lender. We try to make lenders compete for your business.
Q. | Will a co signer help?
A. | A. Sometimes, co-signers will help get better interest rates and terms. They may help the lender feel more secure and our specialists will help you there.
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